Private car insurance has to be one of the first things you buy after your car. Not only is it required by law for all drivers in India, but your car insurance policy is one of the most important purchases you’ll ever make. It’s a financial safeguard and peace of mind when the unexpected occurs – whether it’s an earthquake or flood, somebody vandalizes or steals your car, or you’re just involved in an ordinary automobile accident. A car is an asset that everyone is proud to own, and often buying a car is a large milestone in a lot of people’s lives. HDFC ERGO Car Insurance ensures that you and your vehicle stay safe and secure and can save you from potentially enormous unforeseen expenses.
Your basic premium for third party only cover is based on a variety of factors, included the type and age of your vehicle, the type of fuel it runs on, the vehicle’s declared value and where the car is registered. Keep in mind, this type of cover won’t pay for damages to your own vehicle.
From that starting point, you can add different cover options that will change your premium, such as personal accident cover to protect yourself and passengers in your vehicle, legal liability cover if employees are in the car, etc.
There are tons of ways to get discounts from HDFC ERGO, here are a few of them:
With HDFC ERGO, you can get your car insurance entirely online. Just start with a simple online quote to see how much money you can save and get the process started. You can pay with net banking or with your credit card.
Once you’re a customer with HDFC ERGO, things get even easier. You can renew your policy online, saving a lot of time and hassle. You’ll be able to cash in on your No Claim Discount this way in just minutes!
And if you ever have to file a claim, god forbid, you’ll be taken care of every step of the way with HDFC ERGO’s customer support team. They’ll help you find one of more than 1600 cashless claims service centers all over the country so you can get started on the repairs and back on the road in no time.
If you ever decide to leave HDFC ERGO, any No Claim Discount you have accrued can be easily transferred to your new policy with the new company.