The following is a post detailing how to find the best online car insurance quotes. I’m comparing the 5 best auto insurance aggregation websites. Even just a few years ago, this process was painful and dangerous. Now, however, some of these sites make comparing auto insurance an easy task which should be done annually. Let’s get started analyzing the best comparison sites.
Auto insurance quotes are easy with The Zebra. The Zebra allows you to compare over 200 different auto insurance companies like USAA, State Farm, AAA, Allstate, Liberty Mutual, Farmers, Nationwide, 21st Century and more. One very nice thing about The Zebra is that the site doesn’t require detailed personal information. This means no unwanted spam emails or pushy sales pitches from insurance companies or the slime balls which buy the personal information some aggregation sites sell.
The Zebra auto insurance search engine sorts through various insurance companies depending on your needs. You can sort your results by a feature called Zebra Pick. This means those results are the most popular on the website and users usually opted for them. What stands out here is that it offers a list at the end of your search result that contains the companies that are considered not suitable for your request. One annoyance is the fact that each time you make a change in your request form, you are asked to submit your e-mail address.
Overall, the Zebra website is simple, easy-to-use and it has been featured on Inc., Forbes, Wall Street Journal, Time and other outlets. Everyone should take this site for a spin. Getting tons of fast online quotes has never been easier.
Another site worth the time is CoverHound. It allows you to search for insurance by asking you to opt for various features: number of vehicles, number of drivers, are you a homeowner, are you married, etc. So, you will not be forced to perform multiple searches in order to get a price based on your needs. You can check all that from the start. Also, the info inserted in the fields is automatically saved, which prevents you from reentering it if you hit the back button. A disadvantage is the fact that you can`t actually use this service without offering all sorts of information. The search engine will ask for your name, date of birth and even the purpose for which you are using your car. Moreover, you will have to add extra info about the miles you travel to that specific place.
The Zebra is much simpler. And honestly, this site seems to want your business too much. Instead of just being an aggregation tool, it feels like a sales website. I don’t want to feel like I’m being sold anything when I’m just comparing rates. However, this site is still a major contender. It also offers Homeowners, Renters and Motorcycle insurance comparisons. However, it’s worth taking all the sites in this post for a spin. This will virtually guarantee you are seeing the absolute best quotes available.
The tagline, ‘Auto Insurance Shopping… Simplified’ is a bit of wishful thinking. Compare.com covers the most popular companies but it has a couple of disadvantages. First of all, it is not specially designed for car insurance. You can compare various types of insurance, which would be okay (as with CoverHound) but in Compare.com’s case, it transforms the site into a maze of buttons and categories. Also, when opting for a comparison, you are forced to agree to a disclaimer policy hidden within a tiny scroll box. In this document, you are told that your information can be used by the partners of this website. This may turn out to be uncomfortable because you risk receiving tons of emails from random companies. Furthermore, the next steps of your search inquiry will force you to share insights about your life. Those include name, telephone number or all sorts of car specifications. In other words, you can’t use this website if you do not fully cooperate. The bounce rate for this site is probably pretty high.
However, if you have a dummy email account and are very eager to get the best possible auto insurance quote, this comparison website is another site to consider. It’s not that it gives bad results (it doesn’t) it’s just a hassle and your private information is at risk.
CarInsurance (lame name) is a website that has a bundle of information at hand. It covers the majority of the insurance companies. This site has one big advantage: it allows you to estimate your rate depending on the area you live and on the type of car you own. This is a rare feature in the business due to the fact that most online comparison sites only allow you to compare different insurance offers. Hence, if you want to follow the price fluctuations that occur on the market, this is the place for you. Say, if the average rate in your area drops next month, why hasn’t your rate dropped? This site allows you to keep an eye on the market. Moreover, there is another feature on the website that lets you find out how much car insurance you really need. Pretty cool, indeed.
This comparison site still has a few cons. One of them is the fact that you are constantly redirected towards other websites, which means the comparison isn’t actually taking place on their site. This creates a plethora of tabs that will make any (even slightly) OCD person go crazy due to the chaos. However, if multiple tabs is the worst I can say about a site, it’s pretty good.
Go to this website if for nothing other than to bone up on your state’s car insurance requirements. These are all found on the homepage (scroll down). It talks about your state’s insurance guidelines like how much coverage you legally need, what cars cost more to insure, etc. It’s really cool.
The site is simple to use and it adapts very well to a mobile browser (it’s responsive design is on point). One disadvantage is that you can be redirected to a landing page that promotes specific insurance providers. Those ads are strictly linked to the zip code you enter, so they seem personalized. But in fact, they are promoting specific carriers in the area you live in. This feels too much like I’m being sold a product rather than being presented information wherein I can come to my own conclusions.
Hence, online car insurance quotes are easy to obtain. The most important thing to consider before buying insurance is your needs. Also, opt for that company that is accessible for your budget and that you consider best in protecting your assets. Good luck and comment below with your results!
P.S. . Thank you, GEICO.