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A driver with a bad driving history can face a huge challenge when shopping for the cheapest car insurance Florida. “High Risk”, usually means that the rates will be through the roof and sometimes are not affordable. Several factors can put you into “High Risk” status. Getting caught driving drunk, having several accidents that are all your fault, have really bad credit, lapses in coverage, little driving experience, or just having an non-standard vehicle that is rare or really expensive can all put you into high risk status. Older drivers and people who do not have a driving record in the United States of America could also be considered high risk. There are still options out there and you can find some of the cheapest auto insurance Florida at Auto-Insurance-FL.com. There are several companies that offer and will insurance high risk drivers. There are smaller companies off of the major carriers, that they own, and they offer insurance to high risk drivers. It is spread out and Florida is one of the highest concentrations of high risk drivers. You want to make sure that you are getting the best car insurance Florida rate that you can get, so get several quotes, not just the first one that you talk to. Make sure that they have good customer service and good reviews. A professional atmosphere or website that you are visiting. Since you are dealing with companies that are smaller, you need to make sure that they are legit. A few companies that offer high risk policies: • Alliance United • Infinity • Safe Auto • Family Insurance Company • Access • Affirmative